Affordable Term

Advantages of Term Life Insurance Affordability. Premiums are lower than permanent insurance. This allows the buyer to purchase more higher death benefit amount. Some policies allows you to convert into permanent policy, usually with riders. Things to consider before purchasing

Universal Life

Indexed Universal Life(IUL) Insurance can provide flexibility with living benefits and income distribution along with many traditional benefits to protect your loved ones when they need it the most. Please call us to ask about easy underwriting with no exam

Living Benefits

Term life insurance with living benefits is an option we have available today. Living benefits will pay you cash if you have Critical Illness Chronic Illness Terminal Illness Even with living benefits, term insurance is still affordable for many people.

Contact Us

Phone: 949-331-8419 eMail: gstkim@gmail.com Address: 2522 Chambers Rd #100, Tustin, CA 92780