Welcome to octermlife.com. We are a Life and Health Insurance agency serving the Southern California area. We do not charge any service fee for any of our services other than the premiums that you would have to pay to the insurance company when you enroll in a plan. There is also no obligation in your part to enroll in a plan that we recommend. Our job is to provide accurate information and provide guidance and support to help you choose the right plan.
Ask yourself the million dollar question
Term life or Whole Life?
How about Universal Life.
There are many tools to achieve your life goals. Knowing exactly what to use is the key to getting finance in order. Different Life insurance products can be used together to better manage your financial expense. We’ll help you answer these questions by asking few simple questions so that we can offer services to enhance your current financial strategy.